The Thryvest Score

A 0–100 read on your financial health.

Someone shared their Thryvest Score. Here's what that number means — and how yours is built from your real accounts, not a quiz.

Get your score — free See a sample dashboard →
Free during early access · no card required.
What it measures

Four things that decide your financial health

Your score blends four areas, each weighted by how much it actually moves the needle.

Debt worth 35 pts
Are you carrying high-interest balances, and how large are they next to your income?
Emergency fund worth 30 pts
Could you cover a few months of expenses if your income stopped tomorrow?
Savings rate worth 20 pts
How much of what you earn actually stays with you each month?
Spending worth 15 pts
Is your spending steady, or quietly creeping past what's sustainable?
Where you land

Place your number on the scale

Five bands, from exposed to fortified. If you saw a shared card, find its number here.

0100
0–39ExposedLittle cushion, and debt or spending is outrunning income.
40–59ThinGetting by, but one surprise could set you back.
60–74SteadyOn solid ground, with clear room to build.
75–89StrongHealthy across the board — momentum is on your side.
90–100FortifiedA deep cushion and money working hard for you.
Not a quiz

Built from your real accounts — not a questionnaire.

Most "financial health" scores ask you to guess your own numbers. Thryvest reads the real ones — balances, transactions, debts — and scores what's actually there. No self-reporting, nothing to game.

And it updates as your money moves, so the number always reflects today.

Runs through Plaid, read-only — Thryvest can see your accounts, never move your money.

See your own number.

Connect your accounts and get your Thryvest Score in a few minutes.

Get started free →
Free during early access · no card required.