Who’s watching
your money?

Probably no one. Thryvest is the CFO you never had — it finds the leaks you’d never catch.

Your dashboard Sample data

Thryvest score

Strong

Saving well — the emergency fund’s the gap

Net worth

$44,200

Cash, 401(k) & car − debts

Net worth · last 6 months ▲ $6,410

1Top move

Pay off your $3,200 card

It’s costing 24% in interest. Clearing it is worth about +$640/yr net.

See the plan →

Explore the demo → Create your account

Free during early access · no card required · read-only Plaid access

Read-only via Plaid · never moves your money

What a CFO does

A CFO watches the money
so you don’t have to. Here’s what yours catches.

Four questions a good CFO asks about your accounts — and the answer Thryvest hands you, from the sample data below.

01·Idle cash

Your cash is earning nothing

Thryvest finds the $4,200 sitting in savings at 0.01% and points it at 4%. That’s $168 a year you weren’t getting.

Savings

Thryvest Move · idle cashSample

Move $4,200 to a 4% account

In savings now

0.01%

→

In a 4% account

+$168/yr

See the plan →

Accounts

Checking$6,400

Savings, earning 0.01%$4,200

Demo account · sample data

02·Recurring charges

You’re still paying for things you forgot

Every repeating charge, found and grouped, with the dormant ones surfaced. Here that’s $34 a month — $408 a year.

Recurring

Recurring charges foundSample

Streaming bundle$15.49/mo

Cloud storage$9.99/mo

Old gym recurring · 14 mo$34.00/mo

Worth a look

$34/mo· $408/yr

Demo account · sample data

03·Debt

Your card costs more than your savings earn

24% going out against 4% coming in. Thryvest says clear the $3,200 card first — worth about $640 a year, net of the yield you give up.

Debt Payoff

Thryvest Move · debtSample

Pay the Chase card down first

Card charges

24%

Savings earns

Clearing the $3,200 balance nets about ~$640/yr after the 4% it could earn.

Balance

Chase card · 24% APR$3,200

See the plan →

Demo account · sample data

04·Thryvest Score

One number for the whole picture

Out of 100, built from debt, emergency fund, savings rate, and spending — and it names the one holding you back. Here, the emergency fund.

Dashboard

Thryvest scoreSample

Debt29 / 35

Emergency fund15 / 30

Savings rate20 / 20

Spending15 / 15

Strong — a solid base. Building your emergency fund is the fastest way up.

Net worth

$44,200cash, 401(k) & car − debts

Demo account · sample data

What it finds vs what it costs

It finds more than it costs.

One example household: $6,400 in checking, a $3,200 card at 24%, and a few unused subscriptions. Here’s year one.

What Thryvest finds · example

Card cleared first

$768 interest avoided, less $128 the cash would have earned.

$640

Subscriptions cancelled

$34/mo unused

$408

Savings moved to 4%

$4,200 from 0.01% to 4%

$168

First-year total

found in one example household

$1,216

How this is estimated

The card line is interest avoided: clearing the $3,200 card at 24% saves about $768 a year, less the ~$128 that cash could have earned at 4% — a net $640. The savings line is a rate gap: $4,200 moved from about 0.01% to 4%. The subscriptions line is $34 a month you stop paying. Each dollar is used once — the card is paid from checking, the savings move is a separate account. Your result depends on your own balances, rates, and spending, so it may be higher or lower. Thryvest calculates it from your real accounts, not this example.

What Thryvest costs

Early access

Free

No card required

Free while Thryvest is in early access — no card, no trial, nothing to cancel. Connect your accounts and see what it finds.

All your cash and credit card accounts

Specific moves with real dollar amounts

Subscription and recurring-charge detection

Net worth, including investments you connect

Read-only access

Create your account

No card required during early access.

In this example, Thryvest finds $1,216.

Your own numbers will differ — the demo runs on sample data, your account runs on yours.

What we can and can’t see

Connecting your bank is
the scary part. Here’s the truth.

We can look, but only look

Thryvest reads balances and transactions. It cannot move, transfer, or withdraw a dollar — Plaid never grants that.

Your bank password never reaches us

You sign in through Plaid, not us. We never see or store it.

We never sell your data, and you can leave anytime

Used only for your recommendations. Disconnect or delete anytime, from settings.

And here’s what Thryvest does not do

No trades, no accounts, and it isn’t a licensed financial advisor. Thryvest shows the math and leaves every decision to you.

What’s inside

One place, the whole picture.

Each piece works on its own. Together they give you the number.

◆

Thryvest Score

One number out of 100, from four pillars.

◆

Net worth

Accounts, balances, and debts, tracked over time.

◆

Idle cash

Money earning nothing, and what moving it is worth.

◆

Recurring charges

Every repeat found and grouped, with the annual cost.

◆

Debt

What each balance costs against what your cash earns.

◆

Ask Thryvest

Questions about your own accounts, answered.

Questions

Frequently asked questions

Do I have to connect my bank?

No. The demo runs on sample data with no account. Connecting is what makes the numbers yours.

Can Thryvest move my money?

No. Plaid grants read-only access. It cannot transfer, trade, or withdraw a dollar.

What happens to my data if I leave?

Disconnect an account or delete everything from settings, whenever you want.

Is this financial advice?

No. Thryvest isn’t a licensed financial advisor. It shows the math on your own accounts and leaves the decisions to you.

Can I cancel?

Anytime, from settings.

Who’s watching
your money?

Run the numbers before you sign up.

Idle cash

Card vs savings

Emergency fund

Debt payoff

A CFO watches the money
so you don’t have to. Here’s what yours catches.

Your cash is earning nothing

You’re still paying for things you forgot

Your card costs more than your savings earn

One number for the whole picture

It finds more than it costs.

Connecting your bank is
the scary part. Here’s the truth.

We can look, but only look

Your bank password never reaches us

We never sell your data, and you can leave anytime

And here’s what Thryvest does not do

One place, the whole picture.

Thryvest Score

Net worth

Idle cash

Recurring charges

Debt

Ask Thryvest

Frequently asked questions

Let a CFO look at your money.

Who’s watching your money?

Run the numbers before you sign up.

Idle cash

Card vs savings

Emergency fund

Debt payoff

A CFO watches the moneyso you don’t have to. Here’s what yours catches.

Your cash is earning nothing

You’re still paying for things you forgot

Your card costs more than your savings earn

One number for the whole picture

It finds more than it costs.

Connecting your bank isthe scary part. Here’s the truth.

We can look, but only look

Your bank password never reaches us

We never sell your data, and you can leave anytime

And here’s what Thryvest does not do

One place, the whole picture.

Thryvest Score

Net worth

Idle cash

Recurring charges

Debt

Ask Thryvest

Frequently asked questions

Let a CFO look at your money.

Who’s watching
your money?

A CFO watches the money
so you don’t have to. Here’s what yours catches.

Connecting your bank is
the scary part. Here’s the truth.