Activity

Your checking balance was $3,890 — $890 above your buffer and bills. Thryvest moved the safe amount to your Marcus HYSA where it earns 4.5% APY.

Made an extra $147 payment on your Visa, reducing the principal balance. This saves you approximately $2.70 in interest over the life of the debt.

Monthly interest payment from Marcus at 4.5% APY on your average balance of $8,400. Without Thryvest this money would have sat in checking earning $0.12.

Your balance dropped closer to your $500 buffer this week — likely due to an unusually high spend week. Thryvest skipped this week's move to keep you protected.

Large paycheck month — detected $890 above your buffer and bills. Swept the maximum safe amount to HYSA.

Extra payment on Visa reducing principal. Estimated $3.60 in interest saved.

Monthly interest on average balance of $8,100 at 4.5% APY.

Your first automatic move. Thryvest analyzed 14 days of transactions, identified your income and bill patterns, and made your first safe sweep to savings.

First extra payment on Visa. Started your debt payoff acceleration.

Connected Chase Checking, Marcus HYSA, and Visa credit card. Thryvest began analyzing your cash flow patterns. First move scheduled for January 28.