AI Personal CFO

Your money,
finally working
for you

Thryvest watches your cash and credit card debt — and tells you exactly what to do next. No spreadsheets. No effort. Just specific actions ranked by impact.

$14.99/month after trial · Read-only Plaid access · Bank-level encryption

Where the savings come from
Example: $25K checking, $5K credit card debt, 8 subscriptions
$1,847
found in year one
Idle cash → HYSA
Auto-detected
$487
Subscription audit
Cut what you don't use
$312
Smarter debt payoff
vs leaving cash idle
$1,048
Find your number in
4 minutes →
Your full picture
Cash and debt, all in one place
Connect every checking, savings, and credit card account. Thryvest sees the full picture and finds where every dollar should be working harder.
Learn more →
Specific actions
Real moves, real dollar amounts
No vague tips. Every recommendation comes with a specific dollar impact and a one-tap action. "Move $X for $Y/year more." Done.
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Your AI CFO
Always watching, always ranking
Thryvest learns your patterns and surfaces opportunities you'd never spot — idle cash, expensive subscriptions, debt costing more than your savings earn. Ranked by dollar impact.
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The problem

Money you didn't know
you were losing.

Most people are losing money in three places at once — and never even know it. The wealthy have a CFO catching this stuff. Now you do too.

💤

Cash earning nothing

Your checking account earns 0.01%. Meanwhile high-yield savings options pay 4%+. Thryvest finds the idle balance and tells you exactly how much to move and where.

Hundreds per year

Subscriptions you forgot about

Most people have 8–12 active recurring charges, half of which they barely use. Thryvest detects them all and tells you exactly how much you'd save by cutting the dead weight.

Hundreds per year

Debt costing more than savings

You're earning 4% in HYSA while paying 24% on a credit card. That's mathematically backwards. We surface the imbalance and recommend the smarter move.

Bleeding interest

Set up in 4 minutes.
Then forget about it.

1

Connect your accounts

Securely link your checking, savings, and credit cards through Plaid — the same bank-level technology Venmo and Robinhood use. Read-only. We never see your credentials.

Takes 4 minutes
2

Thryvest analyzes everything

We scan every account for idle cash, expensive subscriptions, debt costing more than your savings earn, and dozens of other opportunities most people never spot.

Instant insights
3

You see exactly what to do

Specific recommendations with real dollar amounts: "Move $5,200 for $228/year more." One tap takes you to your bank to make the move. Thryvest tracks the result.

Ongoing recommendations
Your accounts
Wells Fargo
Checking ••2847
Connected
Marcus by Goldman
HYSA ••9203
Connected
Chase Sapphire
Credit ••4471
Connected
What Thryvest found
Idle cash detected
$5,200
Subscriptions found
9 active
High-APR debt flagged
22% APR
Top recommendation
Move $5,200 to your Marcus HYSA
Earns 4.4% vs 0.01% in checking. +$228/year
Make this move →

A real personal CFO,
without the price tag.

Everything you need to make your money work harder. Built for people who want answers, not dashboards.

Specific recommendations, ranked by impact

Every move shows a real dollar amount. No vague advice. "Move $5,200 from Wells Fargo to a 4.4% HYSA for $228 more this year."

Thryvest Vitals

Four signs of your financial health — cash cushion, savings pace, cash flow, and debt load. No mystery score, no gamification, just clear status.

Smarter debt payoff

See balances across every credit card. Thryvest flags when paying down debt outearns leaving cash idle in low-yield accounts.

Subscription audit

Thryvest detects recurring charges automatically — how much you're spending per month, per year, and what to cancel first.

Real spending categories

Every transaction auto-categorized. Spot trends month over month. Catch lifestyle creep before it becomes a problem.

Bank-level security

Read-only access via Plaid, the same technology that powers Venmo, Robinhood, and Chime. Thryvest never touches your money.

Investments and full net worth

Soon Thryvest will pull holdings from your brokerage and 401(k) accounts — spotting high-fee funds, idle brokerage cash, and giving you a real net worth number that includes everything you own.

Pricing

One simple price.
Cancel anytime.

Try Thryvest free for 7 days. No charge until day 8. If we don't find you opportunities worth more than the subscription, cancel.

7-day free trial
$14.99/mo
After your free trial
All your cash and credit card accounts
Specific AI recommendations with dollar amounts
Thryvest Vitals — four signs of financial health
Subscription and recurring charge detection
Bank-level security via read-only Plaid access
Cancel anytime — no questions
Start free trial

Card required. No charge until day 8. Cancel any time before then for $0. Prices may not include applicable taxes.

The thing your
wealthy friends have.
For everyone.

A real personal CFO costs $3,000+ a month. Budgeting apps like Mint, Monarch, and YNAB just show you data. Thryvest is the first AI-powered tool that actually tells you what to do — for less than a streaming subscription.

Budgeting apps
Thryvest
❌ Passive
Shows you data
You still figure it out
✓ Active
Tells you what to do
Specific actions, real amounts
❌ Tracking
"You spent $400 on dining"
Now what?
✓ Recommending
Ranked by dollar impact
You always know what to do next
❌ Generic
"Reduce your spending"
Tips you've heard before
✓ Personal
"Move $X for $Y/yr"
Specific to your accounts

See what your money
could be doing.

Try Thryvest free for 7 days. Connect your accounts. Get specific recommendations. Cancel any time.

Start free trial →

$14.99/month after trial · No charge for 7 days · Cancel anytime

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