Most people know they should be smarter with their money. But between jobs, bills, and life — it just doesn't happen. That idle cash in your checking account is costing you every single day.
The average American keeps $3,000+ in a checking account earning 0.01% APY. At today's rates, that's real money left on the table every month.
-$130/yrMinimum payments keep credit card debt alive for years. Small extra payments, made at the right time, can save thousands in interest charges.
-$340/yrA personal CFO would catch all of this. But that costs $5,000 a month. Until now, this kind of active money management was only for the wealthy.
Not anymoreSecurely link your checking, savings, and credit cards through bank-level encryption. We read your data — we never store your credentials.
Takes 2 minutesWe analyze your income timing, recurring bills, and spending habits to calculate exactly how much cash is safe to move — without ever leaving you short.
First 7 daysWe sweep idle cash to your high-yield savings and make extra credit card payments on your behalf. You get a notification. That's it.
Ongoing, automaticDrag the sliders to match your situation. Thryvest finds and captures this money automatically — every single month.
Most users see $300–$600 saved in their first 90 days.
A real CFO costs $3,000–$10,000 a month. Finance apps show you dashboards but don't do anything. Thryvest is the first tool that actually acts — and costs less than a streaming subscription.
The average Thryvest user finds $487 in their first month. That money was already yours — just sitting idle.
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