👋 Step 1 of 5
Let's set up
your Thryvest
In just 4 minutes you'll have an AI CFO automatically managing your money.
🏦
Connect your accounts
Checking, savings, and credit cards via Plaid
⚙️
Choose your preferences
How aggressive and what to prioritize
🛡️
Set your safety buffer
The cushion we never touch — based on your real balances
⏱️ Takes about 4 minutes. Most users save $487 in their first month.
🏦 Step 2 of 5
Connect your
accounts
We use Plaid — the same secure technology used by Venmo and Robinhood. Read-only access. We never store your credentials.
🔒 Bank-level 256-bit encryption. Read-only access to your accounts.
🛡️ Step 4 of 5
Set your
safety buffer
The minimum balance we always leave in your checking. We never move money below this. Ever.
🧠 Based on your accounts, we suggest keeping $2,500 as your buffer. Adjust anytime.
$2,500
Always protected in checking
$500 — Lean$10,000 — Very conservative
💡Higher earners and those with larger fixed expenses typically keep $3,000–$5,000. You can change this anytime in settings.