In just a few minutes you'll have an AI CFO automatically managing your money.
Set your preferences
How aggressive and what to prioritize
Set your safety buffer
The cushion we never touch
Set your savings goal
An emergency fund target that fits
Connect your accounts
Checking, savings, and credit cards via Plaid
Takes about 4 minutes. You can change anything later.
Step 2 of 7
How should Thryvest prioritize?
When you have idle cash, what should Thryvest do first?
Pay off debt first
Best if APR above 10%
Maximize savings first
Best if debt APR is low
Split evenly
Balanced approach
Notifications
Move notifications
When Thryvest moves your money
Weekly summary
What Thryvest did this week
Upcoming move alerts
24 hours before a scheduled move
Step 3 of 7
A little about you
A few quick questions so Thryvest gives advice that actually fits — and stays quiet on things that don't apply.
Do you typically pay your credit cards in full?
If yes, Thryvest won't pester you about credit card debt.
What are you working toward? (optional)
Pick anything that fits — Thryvest will prioritize advice around these.
How would you describe your investing style? (optional)
Helps tailor concentration and diversification advice if you have investments.
Step 4 of 7
Set your safety buffer
The minimum balance we always leave in your checking. We never move money below this. Ever.
A common starting point is $2,500. Adjust anytime — once you connect accounts, we can refine this.
$2,500
Always protected in checking
$500 — Lean$10,000 — Very conservative
Higher earners and those with larger fixed expenses typically keep $3,000–$5,000. You can change this anytime in settings.
Step 5 of 7
Set your savings goal
An emergency fund covers essentials if your income stops. How many months of expenses do you want to keep saved?
We’ll personalize the dollar amounts after you connect your accounts. For now, pick the cushion that feels right.
Why this matters: 1–3 months is what most people target. 6+ months is conservative — great for variable income or single earners. Once you're past your target, Thryvest will help you decide whether to invest the excess for higher returns.
Step 6 of 7
Connect your accounts
Last step before your dashboard. We use Plaid — the same secure technology used by Venmo and Robinhood. Read-only access. We never store your credentials.
Bank-level 256-bit encryption. Read-only access to your accounts.
You're all set!
Thryvest is now watching your accounts.
Connected accounts
0 accounts
Safety buffer
$2,500
Savings goal
3 months
First move
Within 7 days
What Thryvest is planning
Thryvest will analyze your accounts over the next 7 days and surface your first recommended move once it understands your patterns.